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About Us & FAQ

"Financial stress can happen to anyone, anytime and quickly become overwhelming. The Fresh Start, still available despite what you may have heard, in the U.S. Bankruptcy Code is one of life's few true second chances. We help people make the most of it."

Mr. Hutson is a 1988 graduate of the George Mason School of Law and received his BA from Southeastern Louisiana University in 1980.

He has been practicing in the area of consumer rights, debt relief, credit report law, and financial reorganizations for fifteen years.

Mr. Hutson is licensed to practice in the Eastern and Western Districts of Virginia and the District of Maryland.

He is a member of the National Association of Consumer Bankruptcy Attorneys and the Northern Virginia and Richmond Bankruptcy Bar Associations.

What do I need to do?

Bankruptcy filings can be fairly complex and there are few simple answers. There are many sites on line, some with good information, some not so much. Beware.

Gather up and save any document with a dollar sign on it. Pay Stubs, Tax Returns, Bills, Collection Letters, Tax Assessments, Monthly Bank Statements, Auto Payment Statements, Credit Union Statements, Child Support Orders, and accounting.


After or before bankruptcy consider joining VACBA an organization of consumers and advocates working for sensible consumer financial legislation in Virginia.