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Chapter 7

The beginning of a new life.

Chapter 7 or liquidation bankruptcy is what most people think of as filing bankruptcy.

When the petition is filed all creditor activity including phone calls and wage garnishments must cease immediately.

Complex asset and income valuations must be completed to obtain a Chapter 7 discharge.

Chapter 7 discharge is the end of the bankruptcy proceeding and though more cumbersome and expensive remains available to most persons.